NCRF has been an active participant in the revitalization efforts of the Oak Park neighborhood in Sacramento, CA. In 2000, NCRF provided a $78,000 loan to Kynship Development Corporation to rehab a 90-year old historic Victorian building to its former glory. The building at the corner of one of the busiest intersections in the neighborhood is now used by nonprofits servicing the surrounding residents.

NCRF also made a loan to St Hope Development Corporation in 2002, to rehab a former theatre and commercial building. The complex, 40 Acres Art Gallery and Cultural Center is now home to a bookstore, barber shop, Starbucks, community theatre and market rate housing. The $1,070,000 loan made by NCRF was leveraged with funds from Sacramento Housing and Redevelopment Agency and Northern California Community Loan Fund.